Business financing
Working Cash Finance
Bridge the period between paying suppliers and receiving customer payments. Explain the size of the gap, how long it lasts and the receipts expected to repay it.
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Your commercial requirements
An invoice is evidence, not cash
The quality of the underlying transaction matters. A completed delivery, undisputed invoice and reliable buyer help explain how the receivable is expected to turn into repayment.
| Consideration | Build the picture | What to review |
|---|---|---|
| Commercial record | Order, invoice and delivery evidence. | Confirm the goods or services were accepted. |
| Buyer quality | Customer details and payment history. | Assess concentration and overdue balances. |
| Payment terms | Contractual due date and any deductions. | Show the expected collection timetable. |
| Recourse | Responsibility for an unpaid invoice. | Understand obligations under the proposed arrangement. |
A question to bring to the conversation
What if a buyer disputes or delays an invoice?
Discuss dispute handling, recourse and any continuing repayment obligation. Do not assume that financing transfers all collection risk.
Availability, eligibility, security, charges and repayment terms depend on individual assessment and formal agreement. This page is an introduction to the facility, not an offer or approval.
Consider the alternatives
Explore a related financing need.
The right structure depends on the purpose and repayment source. Review a related option before deciding what to discuss.
Personal attention. Professional assessment.
Discuss Receivables Funding.
Explain your requirement. We’ll begin with the purpose and the information needed to assess it.