Business funding needs
Operations. Assets. The next stage.
Different business requirements generate cash at different times. Match the discussion to your operating cycle, the life of an asset or the milestones behind a growth plan.
How assessment worksFacility directory
Explore the requirement. Prepare the business case.
Working Cash Finance
Bridge the period between paying suppliers and receiving customer payments. Explain the size of the gap, how long it lasts and the receipts expected to repay it.
Productive Asset Finance
Explore funding for machinery, vehicles or technology that supports your operations. Connect the purchase cost to useful life, utilisation and the contribution expected from the asset.
Trade Support Finance
Map your transaction from supplier terms to customer settlement. Discuss the contracts, shipment dates, currencies and counterparties that shape the financing requirement.
Business Property Finance
Assess premises or an investment property through occupancy, net income and ongoing costs. Discuss financing alongside the expected repayment or exit route.
Growth Capital
Plan a new location, additional capacity or an acquisition with a phased budget. Set out the evidence behind demand and the cash needed before new activity generates income.
Enterprise Launch Finance
Explain your offer, customer demand and the resources already committed. Explore funding for the milestones that take an emerging enterprise into sustainable trading.
Flexible Credit Facility
Discuss a facility for short-term operating requirements that return throughout the year. Understand utilisation limits, review dates and how each amount drawn will be repaid.
Receivables Funding
Explore financing against eligible receivables. Review the underlying sale, customer payment history and your responsibilities if an invoice is disputed or remains unpaid.
Merchant Receipts Finance
Explore funding against an established pattern of merchant receipts. Compare the full cost and collection arrangements with the cash your business needs each day.
Franchise Growth Finance
Look beyond the franchise name to the costs and prospects of your own location. Include licence fees, fit-out, stock and the cash needed while trading develops.
Personal attention. Professional assessment.
Bring the business into the conversation.
Explain how the funding will be used and where repayment is expected to come from.