Eligible collateral
Confirm which cryptocurrency assets are accepted, how their value is calculated and how often they are revalued.
How it works
Collateral with a value. A loan with a plan.
A crypto-backed loan uses eligible cryptocurrency as security for borrowing. The amount available depends on the accepted assets, their assessed value and the agreed loan-to-value limit.
Collateral does not replace a repayment plan. The assessment should consider the purpose of the finance, your ability to repay and how changes in the value of the collateral would be managed.
Introduce your requirementBefore any agreement
Know what supports your loan.
Accepted assets, currencies, loan limits, rates, fees and terms must be confirmed for the proposed arrangement. No standard rate or loan-to-value ratio is promised here.
Keep your first message general. Never send a seed phrase, private key, wallet password or payment credentials through the enquiry form.
Understand the arrangement
Four details. One informed decision.
Custody and release
Establish who holds the collateral, how it is protected and how it is released after the loan is repaid.
Repayment and total cost
Review the loan currency, interest, fees, term, repayment schedule and the full amount payable.
Price falls and liquidation
Understand the thresholds for adding collateral or repaying part of the loan, and when collateral may be sold.
Plan for changing markets
What if the price falls? Understand the consequences.
A fall in the value of the pledged cryptocurrency can increase the loan-to-value ratio. Depending on the agreement, you may need to provide more collateral or reduce the outstanding loan within a specified period.
If the required action is not taken, collateral may be sold under the agreed terms. Sale proceeds may not cover the full outstanding balance and charges. Review any remaining liability before signing.
Cryptocurrency prices can change sharply. A loan secured by crypto carries both borrowing obligations and exposure to changes in collateral value.
From introduction to assessment
Start with your purpose. Clarify every condition.
- 01
Introduce the requirement
Outline the borrowing purpose, approximate amount, timeframe and type of cryptocurrency you would like considered.
- 02
Review the proposed structure
Confirm asset eligibility, valuation, custody, repayment capacity and the applicable collateral conditions.
- 03
Understand the agreement
Review all costs, margin requirements, liquidation conditions and collateral-release arrangements before committing.
Personal attention. Professional assessment.
Put your crypto-backed borrowing plans into focus.
Tell us the purpose, approximate amount and timing. Keep wallet credentials and confidential records out of your message.