Personal financing
Salary Bridge
Cover a short gap before your next salary with a plan that leaves room for rent, bills and the commitments you already have.
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Your financial priorities
Consider the cost before departure
Borrowing for discretionary travel should sit comfortably within your existing budget. Compare the plan with saving in advance or changing the timing of the trip.
Before you leave
Include fares, visa requirements, bookings and travel insurance.
While you travel
Allow for local transport, meals and a realistic contingency.
When you return
Keep rent, bills and current repayments covered during and after the trip.
Alternative plans
Consider a shorter journey, a later date or a lower-cost itinerary.
A question to bring to the conversation
Is a longer repayment term always easier to manage?
It can reduce a monthly instalment while increasing total interest. Consider whether you are comfortable paying for a trip long after it has ended.
Availability, eligibility, security, charges and repayment terms depend on individual assessment and formal agreement. This page is an introduction to the facility, not an offer or approval.
Consider the alternatives
Explore a related financing need.
The right structure depends on the purpose and repayment source. Review a related option before deciding what to discuss.
Personal attention. Professional assessment.
Discuss Journey Finance.
Explain your requirement. We’ll begin with the purpose and the information needed to assess it.