Business financing
Productive Asset Finance
Explore funding for machinery, vehicles or technology that supports your operations. Connect the purchase cost to useful life, utilisation and the contribution expected from the asset.
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Your commercial requirements
Use flexibility with a defined purpose
A line of credit is most useful when each draw has a clear reason and an expected source of repayment. Monitor usage alongside operating cash flow.
AvailabilityConfirm the approved limit, conditions and any unused-facility costs.
DrawdownRecord the purpose and timing of each use of the facility.
RepaymentIdentify customer receipts or operating cash expected to reduce utilisation.
ReviewUnderstand renewal, reporting and any clean-down requirements.
A question to bring to the conversation
Can an ongoing facility fund a long-lived investment?
Discuss the intended use explicitly. Short-term flexibility can be a poor match for an asset that generates cash over many years.
Availability, eligibility, security, charges and repayment terms depend on individual assessment and formal agreement. This page is an introduction to the facility, not an offer or approval.
Consider the alternatives
Explore a related financing need.
The right structure depends on the purpose and repayment source. Review a related option before deciding what to discuss.
Personal attention. Professional assessment.
Discuss Flexible Credit Facility.
Explain your requirement. We’ll begin with the purpose and the information needed to assess it.