The assessment context
Understand the operating model. Define the capital need.
FleetAge, condition, utilisation and replacement requirements.
ContractsCustomer concentration, service obligations and collection dates.
OperationsFuel, labour, insurance and maintenance exposure.
LiquidityCash needed between service delivery and customer payment.
Preparing the conversation
A connected operating picture
Bring a fleet schedule, major contract summaries and a cash-flow forecast showing how trading receipts support repayment.
Sector information provides context for an enquiry. Product availability and financing terms depend on the applicant, arrangement and applicable requirements.
Personal attention. Professional assessment.
Tell us about your transport & distribution requirement.
Describe the use of funds, expected timing and the operating context.